Investment Management
At Aperture Financial, our commitment as fiduciaries is to meticulously craft investment strategies tailored to the unique objectives, risk tolerances, liquidity requirements, tax circumstances, and investment aspirations of each client. Central to our mission is the delivery of outstanding customer service, ensuring that every recommendation is aligned with the client's best interests, prioritizing their financial well-being above all else. Operating on a fee basis underscores our dedication to transparency and accountability.
Our approach to investment planning is grounded in a set of guiding principles:
Market Efficiency: Acknowledging the efficiency of markets, we construct portfolios that are diversified, cost-effective, and geared towards areas with higher expected returns, fostering long-term growth.
Prudent Investing: We steer clear of speculative ventures and fleeting trends, opting instead for quality securities that nurture sustainable wealth accumulation over time.
Market Timing: Rejecting attempts to predict market movements, we adhere to a disciplined strategy, particularly in downturns, to mitigate losses and safeguard investments.
Fiduciary Duty: Our unwavering commitment to acting in our clients' best interests underscores every decision we make.
Flexible Fee Structure: We offer flexible options for client engagement, whether through hourly consultations or flat-rate arrangements, ensuring accessibility and fairness.
Why Engage an Advisor for Investment Management:
In addition to crafting and managing portfolios suited to individual risk profiles, our advisory services extend beyond mere investment strategies:
Emotion Management: Recognizing the impact of emotions on investment decisions, we engage clients in meaningful discussions to address concerns and educate them on the perils of emotional investing.
Comprehensive Coordination: We integrate investment strategies across all client accounts, including non-managed retirement plans, ensuring coherence and alignment with overarching financial objectives.
Ongoing Financial Planning: Annual reviews of financial plans enable us to monitor progress towards goals and make necessary adjustments to optimize outcomes.
Tax Efficiency: We prioritize tax-efficient investing by leveraging appropriate accounts and managing tax implications within non-retirement portfolios, maximizing after-tax returns.
At Aperture Financial, our commitment transcends mere investment management; it encompasses holistic financial stewardship, empowering clients to navigate their financial journey with confidence and clarity.
Our Fees
Our fee schedule is designed to be fair and transparent. As a fiduciary advisor, we do not receive commissions, kickbacks, or any other form of outside compensation. Our fee schedule begins at 0.90% of assets under management (AUM) and falls as the household balance increases. For a full breakdown of our fee schedule and computations, please click below.