Financial Planning
Many clients have shared their experiences of financial advisors focusing solely on selling investments or products, neglecting comprehensive financial planning. At Aperture Financial, we prioritize the realization of your financial goals through a holistic approach. Our aim is to establish enduring partnerships with individuals, families, and business owners, facilitating a profound understanding of their financial landscape and crafting strategies encompassing all aspects of their finances.
We pride ourselves on addressing aspects often overlooked by other advisors or unrecognized as integral to a financial plan. Our personalized financial planning process commences with outlining a roadmap tailored to achieve your desired financial framework. By delving into your lifestyle, obligations, and aspirations, we construct a bespoke financial plan that aligns with your unique circumstances.
Beyond the initial plan creation, we remain committed to regularly reviewing and updating it as necessary, ensuring our clients stay on course to fulfill their financial objectives. We schedule annual in-person meetings to assess progress and determine any adjustments required to optimize your plan.
Our Financial Planning Process
Step 1: Initial Consultation
During our initial introduction, our advisors will take the time to thoroughly understand your unique needs and goals. Through meaningful discussions, we'll establish trust and tailor our services to your specific circumstances, ensuring our upcoming financial planning meeting is optimized for your success.
Step 3: Analysis
After clarifying your goals, our team meticulously analyzes your provided data to devise a strategic plan for achieving your financial objectives. This involves maximizing tax efficiency and identifying lucrative investment opportunities tailored to your unique circumstances
Step 2: Discovery Meeting
The financial planning process begins with an essential meeting focused on understanding your financial goals and reviewing your financial documents. Through collaborative discussion and thorough analysis, we aim to uncover your aspirations and key financial details, enabling us to construct a personalized plan tailored to your needs and objectives.
Step 4: Plan Presentation
During this 90-minute session, we guide you through suggested strategies, offering a comprehensive view of your forthcoming actions. Furthermore, we furnish a condensed overview of recommendations delineating the actionable steps required to achieve your goals. This summary encapsulates all necessary steps to navigate your financial plan independently or in collaboration with our assistance.
Step 5: 45-day Follow Up Meeting
Following the initial plan presentation, a meeting is scheduled 45 to 60 days later for a progress review and to address any additional questions. If hands-on assistance is required to implement parts of the plan, ongoing engagement options like asset management, hourly assistance, or monthly involvement are explored.